Website Terms of Use

This page (together with the documents referred to on it) sets out the terms of use on which you may make use of our website https://huloans.co.uk/ ("our site", "the site"), whether as a guest or a registered user. Please read these terms carefully before using the site. By using our site, you confirm that you accept these terms and agree to comply with them. If you do not agree to these terms, please refrain from using the site.

Information About Us

The site is operated by HU Loans Ltd ("We", "Us", "Our"). We are registered in England and Wales under company number 09571904 and our registered office is at 623 Spring Bank West, Hull, United Kingdom, HU3 6LD.

Accessing Our Site

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons.

If you choose, or are provided with, a user ID, password, or any other security information, you must treat such information as confidential. We reserve the right to disable any user identification code or password at any time if we believe you have failed to comply with any of these terms.

You are responsible for ensuring that anyone who accesses our site through your internet connection is aware of these terms and complies with them.

Permitted Uses

You may use our site only for lawful purposes. You may not use our site:

• In any way that breaches any applicable local, national, or international law or regulation.
• In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
• For the purpose of harming or attempting to harm minors.
• To transmit, or procure the sending of, unsolicited or unauthorised advertising (spam).
• To knowingly transmit viruses, malware, or other harmful code.

Prohibited Uses

You also agree:

• Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of these terms.
• Not to access without authority, interfere with, damage, or disrupt:
  • any part of our site;
  • any equipment or network on which our site is stored;
  • any software used in the provision of our site;
  • or any equipment or network owned or used by a third party.

Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in our site and in the material published on it. These works are protected by copyright laws and treaties around the world. All rights are reserved.

You may print or download extracts of any page for personal use but must not modify the content or use it separately from any accompanying text. Our status as the authors of content must always be acknowledged.

Reliance on Information

Content on our site is for general information only and is not intended to amount to advice. We make no representations, warranties or guarantees, whether express or implied, that the content is accurate, complete or up to date.

Changes to Our Site

We may update or change our site at any time without notice. Content may be out of date at any given time and we are under no obligation to update it.

Our Liability

• All conditions and warranties which might otherwise be implied.
• Liability for any loss or damage whether direct or indirect, including:
  • loss of income, revenue or profits;
  • loss of business, contracts or data;
  • loss of goodwill;
  • wasted management or office time.

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or any other liability which cannot be excluded or limited by law.

Information About You and Your Visits to Our Site

We process information about you in accordance with our Privacy Policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Transactions Made Through Our Site

Contracts for the provision of our services are governed by our standard Terms and Conditions, unless otherwise agreed in writing by a director of HU Loans Ltd.

Viruses, Hacking and Other Offences

Linking to Our Site

You may link to our home page provided you do so fairly and legally, without suggesting any form of association, approval, or endorsement where none exists. You must not establish a link from any site not owned by you or frame our site on another site.

Links from Our Site

Where our site contains links to third-party websites, these are provided for your information only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage arising from your use of them.

Jurisdiction and Applicable Law

These terms are governed by English law. The courts of England and Wales shall have exclusive jurisdiction over any claims arising from or related to a visit to our site.

Variations

We may revise these terms at any time by amending this page. Please check this page regularly to take notice of any changes.

Representative Loan Example